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Author profile

Vicky Hartley

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Articles by Vicky Hartley

Equity release

Blog: Why it's time for advisers to take equity release seriously

Andrea Rozario on the surge in demand for equity release and the opportunities for properly qualified advisers

clock 08 January 2015 •

Regulation

PM launches discount home scheme for 100,000 first-time buyers

The Prime Minister is set to launch a consultation into a scheme targeting those under 40 who have never owned their own homes.

clock 15 December 2014 •

Mortgages

Mortgage Advice Bureau to float on AIM

Network the Mortgage Advice Bureau has announced plans to list on the Alternative Investment Market (AIM).

clock 27 October 2014 •

Mortgages

Tesco starts lending 90% LTV

Tesco Bank has launched its first range of 90% loan to value (LTV) mortgage loans.

clock 13 October 2014 •

Mortgages

Scots abolish 'slab' Stamp Duty; Homes worth over £250k hit with 10% tax

Homebuyers in Scotland purchasing property worth over £250,000 will face a soaring tax bill from April next year as Stamp Duty is abolished in favour of a new levy called the Land and Buildings Transaction Tax.

clock 10 October 2014 •

Housing market

Lloyds caps affordability to 4x income to rein in raging market risk

Lloyds, the UK's biggest lender, has put an immediate cap on income multiples on mortgages over £500,000 to primarily target the London market in a bid to combat the capital's swiftly rising property price inflation.

clock 21 May 2014 •

Regulation

FCA warns MMR 'gamers' in echo of RDR threat

The Financial Conduct Authority (FCA) will be on the lookout for "gaming activity" of any kind following the implementation of the Mortgage Market Review (MMR), with the falsification of income levels of particular interest, it warned.

clock 22 April 2014 •

Mortgages

Solicitor mortgage fraudster jailed for six years

Solicitor John Fitzpatrick has been sentenced at Sheffield Crown Court to six years' imprisonment for his part in two 'quite spectacular mortgage frauds'.

clock 27 February 2014 •

Products

Santander cuts adviser fees for longer-term mortgages

Mortgage lender Santander extends quality fee assessment

clock 07 January 2014 •

Mortgages

Gross mortgage lending at three-year high in September

UK lenders have steadily increased lending since March this year to hit a 66-month high of 15,621 in September.

clock 29 October 2013 •
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FOS upholds complaint against Options Pensions over SIPP due diligence failure

04 February 2025 • 2 min read
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