Pensions

Only a third have taken advantage of the new £60,000 limit

There is little incentive for schemes not to take risk off the table

Changes on 1 October set to have major impacts on estimations

Transfer activity now half of that measured this time last year

Majority of final salary schemes comfortable with 'significant surplus'

The best-worst annuity gap is 16% at age 75, higher than other age groups

Women are more likely to spend a larger proportion of lump sum

Ceding companies are currently taking a month to transfer pension funds

Advisers with affected clients urged to seek specialist advice

The lifeboat fund confirmed it was investigating the firm in March